Detailed end-to-end loan management or lending management, including collateral management.
It provides automated processes with an integrated workflow system.
Collateral asset types such as Stocks, Shares, Mutual funds, Bonds like Insurance Policies, and government securities.
The system allows the management of the approved scrip list with margin and contribution weightage.
Customers can view the online position of the loan account, through the internet and mobile banking.
Banks can do real-time monitoring of the margins and generate call letters.
The solution provides a robust rule engine and takes care of RBI guidelines.
Additional risk management by allowing weightage at the script or portfolio levels.
The system will provide client statements, script-wise total exposure across customers, pledge report, Basel report, and daily drawing power for the banks.